Small Business Line of Credit

Most business banks offer a common form of financing called a business line of credit, also known as a commercial line of credit. It is basically like having business capital on tap that a business can access at any time. A business line of credit  is mainly used to provide start-up or working capital, payoff business debts,  business products, and substitute personal money being used for unexpected business expenses. In certain instances, a business line of credit requires no collateral for approval. This is optimal for many business owners and it is what is called a unsecured business line of credit.

To qualify for a business line of credit, the business will need to show a history of positive cash flow as well as a history to repay debts for approval. The advantages a business line of credit offers are plenty such as leveraging, keeping your personal assets separate from the business, prepared for any unexpected change in lending practices such as a credit crunch and overall convenience to act quickly when business growth requires funds.

Loans Under $1.5 Mil

Commercial Direct specializes in small commercial loans up to $1,500,000. Up to 30 year fixed rates, up to 97% loan to value, unlimited cash out. Over $3B in fundings last year.
Apply online or call 949-963-9168

 

Lines Over $1.5 Million

Get up to 4 commercial quotes from banks and lenders for commercial property. We will find and close your commercial loan by aggressively finding the best rate and terms on the market. We connect you with a partner of a national commercial mortgage lending company.
Commercial Loans
$1Mil to $50 million:

Miami  Living in a tropical city like Miami you can expect to have beachfront views and great sunshine weather

New York New York is the financial capital of the USA and has  Condo Co-ops, Hi-Rise,  and Commercial Mortgages  such as Apartment Loans.

San Francisco  Bay area living is nice  for all who own homes  with its perfect weather and artistic expressionism

Alternate method for Line of Credit - Use American Express